Credit Underwriter

Job Description

Duties include:
Assess applications received for loans and approve loans that meet the agreed lending criteria in accordance with their mandated authority
Assess applications received for loans and recommend to the Credit Manager or the Credit Committee those which meet the lending criteria but are outside their mandated authority
Communicate and liaise verbally and in writing between customers and staff, and interpret and respond clearly and effectively to spoken requests over the telephone or in person
Accurately maintain all related systems, files and Data
Ensure all relevant Regulations and Polices are adhered to when assessing any proposal

Skills and experience required:
A minimum of 3 years experience working in a credit role within the financial services industry
Understand the relevant UK & IOM Regulatory requirements relating to the provision of credit facilities in these jurisdictions
Excellent interpersonal and communication skills are essential